Senior Banking Regulation Analyst

Key Responsibilities

• Regulatory Interpretation: Examine relevant legislation, supervisory publications and reporting standards, including CRR III, CRD VI and BRRD, and translate their implications into practical guidance for the Business.
• Internal Advisory Support: Assist colleagues across the organisation with complex regulatory questions and help determine the most appropriate approach under the applicable reporting framework.
• Prudential and Financial Reporting Guidance: Advise on matters concerning capital adequacy, liquidity, financial information, statistical returns, recovery planning and resolution requirements.
• Regulatory Monitoring: Track forthcoming legislative and supervisory changes, keeping internal reference materials, interpretations and guidance documents accurate and current.
• Gap and Impact Assessment: Evaluate new requirements against existing practices, identify areas requiring attention and communicate their operational consequences to the appropriate teams.
• Research and Recommendations: Investigate developing supervisory expectations, market practices and sector trends, converting findings into clear recommendations for internal stakeholders.
• Regulatory Engagement: Coordinate with supervisory bodies, professional advisers and relevant industry forums on matters affecting the Company.
• Consultation Responses: Contribute to the preparation of the Organisation's position on regulatory or industry consultations and other formal requests for feedback.
• Cross-Functional Collaboration: Work closely with different departments and external specialists when preparing for legislative changes or completing regulatory initiatives.
• Project Contribution: Participate in projects falling within the team’s remit by developing technical positions and advising on how new obligations should be embedded in day-to-day processes.
• Implementation Assistance: Support responsible teams as they introduce revised reporting arrangements, controls, documentation and working practices.
• Training and Knowledge Sharing: Prepare educational material and deliver technical sessions that strengthen regulatory awareness and understanding throughout the organisation.
• Additional Duties: Undertake other responsibilities reasonably assigned by management in line with the requirements of the position.

Qualifications, Skills and Attributes

• Education and Experience: Candidates should meet one of the following combinations:
  • At least four years of relevant professional experience, together with an MQF Level 5 qualification in financial law, banking and finance, risk management, accountancy or a comparable discipline;
  • At least five years of relevant professional experience without the above qualification; or
  • At least two years of relevant professional experience, together with an MQF Level 6 Bachelor’s degree in financial law, banking and finance, risk management, accountancy or a comparable discipline.
• Preferred Profile: Candidates holding an MQF Level 6 Bachelor’s degree alongside at least two years of suitable experience may be prioritised during selection.
• Minimum Academic Requirements: Applicants who do not hold an MQF Level 6 qualification or higher must have at least four Ordinary Level passes at Grade 5/C or above, one of which must be English Language.
• Relevant Background: Previous work should have been gained within banking regulation, regulatory compliance, risk, supervisory reporting or another closely connected area.
• Regulatory Knowledge: A sound understanding of banking legislation, particularly CRR III, would be advantageous. Familiarity with prudential obligations, recovery and resolution arrangements, financial reporting or statistical returns is also desirable.
• Reporting Frameworks: Direct experience of COREP, FINREP or comparable regulatory reporting modules would be considered an asset.
• Language Skills: Excellent command of English is required to succeed in this role. The ability to communicate in Maltese would be an asset.
• Communication Skills: Able to explain technically demanding regulatory concepts clearly and adapt information for colleagues with different levels of specialist knowledge.
• Interpersonal Skills: A cooperative professional who builds effective relationships across departments and works constructively with advisers, authorities and industry representatives.
• Technical Skills: Capable of evaluating legal and supervisory material, forming well-supported interpretations and applying regulatory principles to reporting and operational matters.
• Organisation: Meticulous and structured, with the ability to manage competing priorities, maintain accurate records and complete assignments within demanding timeframes.
• Self-Motivated: Takes initiative, accepts ownership and actively keeps abreast of developments affecting the position.
• Problem-Solving: Comfortable assessing incomplete or uncertain information, exercising sound judgement and recommending practical courses of action.
• Continuous Improvement: Committed to identifying more effective methods, strengthening established practices and supporting higher standards of regulatory delivery.
• Adaptability: Able to remain composed under pressure and respond constructively when priorities, requirements or circumstances change.

What's on Offer

• Compensation: A competitive base salary complemented by performance-based incentives.
• Working Hours: Standard business hours, with appropriate flexibility and the availability of hybrid working arrangements.
• Health Insurance: Private medical cover.
• Professional Training: Access to recognised learning and development programmes.
• Relocation Support: Assistance may be available to eligible candidates moving to Malta.
• Preferential Financial Facilities: Access to favourable employee lending arrangements, subject to the applicable terms and eligibility requirements.
• Pension Contributions: Participation in an employer-supported pension arrangement.
• Inclusive Workplace: Join an environment that values fairness, diversity and equal access to opportunity.
• Career Development: Gain valuable involvement in significant regulatory assignments and business-wide initiatives, with scope to broaden specialist expertise and develop leadership capabilities.

What Heroix Offers

• Confidentiality and Discretion: Your job search will be handled with the utmost confidentiality and professionalism.
• CV Review: Receive candid and constructive feedback to enhance your CV.
• Interview Planning: Get personalised preparation sessions prior to your interviews.
• Cultural Fit Assessment: Understand the Company’s culture to determine whether it is the right environment for you.
• Long-Term Perspective: Gain meaningful insight into the position and organisation to support a stable, lasting career move.
• Exclusive Opportunities: Access a broader range of employment opportunities.
• Personalised Candidate Profile: Stand out through a detailed profile showcasing your strengths and capabilities.
• Ongoing Support and Guidance: Benefit from continuous assistance throughout your job search.
• Networking Opportunities: Leverage our extensive network of industry contacts for access to exclusive roles.
• Time Efficiency: Save time and effort through focused and effective recruitment support.
• Tailored Job Matching: Discover suitable opportunities aligned with your experience, strengths and career ambitions.
• Feedback Loop: Remain informed and engaged through regular updates on the progress of your application.